Reduce monthly debt payments: Not all of us are in such a dire situation that we can just have our debt forgiven. However, you can cut your payments by up to 80% by refinancing. Most credit cards have interest rates above 25% and Even Financial’s listed loans are as low as 5%. It wont change the amount of your debt, but it can reduce your monthly payment significantly.

Define your product or service. Starting an online business gives you the benefit of having access to millions of customers, but you also have a lot more competition. No matter what you're trying to sell, you can bet that hundreds more online retailers have a similar idea. What differentiates your product from other similar products? To help your product stand apart from the rest, you'll need to find a niche.[1]
Need a little extra cash in a hurry? You can feel pressure when you need to make money fast, but you do have options for getting it done. These include selling items, doing odd jobs, and finding money in overlooked ways. These methods may or may not be reliable long-term, but when you need to make some money in a few hours or days, they are your best shot.
I know that in the ecommerce and physical product world, there are a lot of costs up front, which vary depending on the product. Sometimes you’re going to have to spend a significant amount of money up front to pay for a mold, like Bret Miller did with his product Brik Book, which is a physical product with a specific shape that needs to be reproduced on a large scale. The mold itself could cost up to tens of thousands of dollars. In this case, a crowdfunding campaign could be an excellent option to cover those costs. Listen to Bret talk about the story of Brik Book on SPI 217.
If you’ve received gifts you really don’t want – and they’re still in the packages – try returning them. Some retailers will take them back up to a year later.   If you are not sure where the item was purchased, try going online and searching.  If a retailer like Walmart or Target pops up then you can return it there without a receipt and get a gift card.
Because smartphones are everywhere, the demand for new and creative apps is increasing in popularity more than ever before. Between Google’s Android and Apple’s iPhone market, people are using countless apps everyday. And, most of them are selling right and left. Taking the time to develop and sell a smartphone app may be worth your while since it’s a very lucrative way to earn money online. The apps cost almost nothing to actually develop and don’t involve any shipping or storage costs, which works to expand your overall profit margin. Well performing apps can make thousands in ad revenue each month for their creators, making them another great passive income strategy.
One of the more challenging jobs in customer service this involves reaching out to clients who have unpaid bills, invoices, loan instalments or any other outstanding payments. Collections agents are responsible for creating lists of debtors and organising them based on how severe the matter is, getting in touch with customers and discussing how the debts may be collected, locate unresponsive customers using credit bureau information, perform background checks, etc.
Be social. Whatever your business, whatever your venue, keeping your name in the air is key to internet success. Have a business account on Facebook, Twitter, and LinkedIn. If your business is graphically oriented, have accounts on Flickr and Tumblr as well. Whenever there is news of any kind—a new contract, a new page, a new entry, a new photo—cross-post it to all your social media sites. Also make sure those sites link back to your main website, and that your website has links to all of them.
Companies these days are expanding their office boundaries to incorporate the idea of working from home. These work from home companies offer employees flexible working hours, better pay and freedom from office walls. Even though the internet is flooded with many online jobs, there are some that offer better pay. Here is a list of work from home firms that are willing to pay $16 per hour or more for home-based jobs.
Chase Sapphire Preferred® Card – Want an even bigger bonus? Consider the Chase Sapphire Preferred® Card instead. With this card, you’ll earn an amazing 50,000 points after you spend just $4,000 on your card within 90 days. If you turn in those points for cash, they are worth $500! Obviously, you’ll want to pay your balance in full to avoid interest. As long as you meet the minimum spending requirement, this $500 is yours to spend. Plus, this card comes with no annual fee.
As more people want to establish their presence online no matter what their reason, the demand for WordPress themes and website templates continue to rise. Do you have a talent for designing websites and html coding? If so, you can make big bucks from creating attractive website themes. Create them and then sell them on marketplaces online like ThemeForest and TemplateMonster to generate a nice passive income for yourself depending on just how talented you are.
But, as I said, development costs money. For the Smart Podcast Player, it’s a plugin so it requires constant validation, testing, upgrades, and a solid customer support system in place, all of which costs money. If you have a plan to do something similar for your online business, you’ll need to think about this before you even get started so your processes are covered. Read about the lessons we learned in building the player and how we validated it before launch.
20. Etsy – If you like to create arts and crafts, you can sell them on Etsy.It’s completely free to open an Etsy store. You simply sign up, post pictures of your creations and starting selling. You can choose your payment option, but PayPal is generally the easiest. Etsy makes it easy to sell and keep track of your inventory. There is a small listing fee and they take 3.5% of every sale you make.
Now, here's an online business model that has unfortunately become the butt of far too many jokes. This is because a certain segment of society (that’s you, hipster!) went around loudly telling anyone willing to listen that they were full-time bloggers. The net result of all this misplaced enthusiasm is that if you tell any of your friends or family you're going to start a blogging business, they'll wrinkle their collective noses at you, while coughing politely.

Grabbing the attention of curious browsers on the most popular crowdsourcing platforms like Kickstarter and Indiegogo is a tough job. If you’re inventive and know how to tap into human emotion, then this is a niche worth exploring. Many aspiring entrepreneurs look for personalised advice to carry their campaigns to the finish line, so try offering action-oriented eBooks or online courses targeted at this particular audience.
Sure, there are plenty of businesses offering social media consulting services, but you can stand out from the crowd by focusing primarily on networks that are still gathering steam with businesses. Facebook and Twitter are still the top networks, but businesses tend to struggle the most with more visual platforms like Instagram, Pinterest, Tumblr and Snapchat. All of these platforms have huge audiences, but many businesses don't realize how big they really are, how effective they can be and how to make them work for their niche. Snapchat has more than 158 million users per day, according to Business Insider. Instagram has more than 500 million daily active users, according to Statista, and Pinterest has more than 200 million. 

Websites like Survey Junkie will pay you a decent chunk of change for the low-maintenance, borderline mindless task of completing surveys. Companies want to understand consumers better, and one way they do that is by compensating survey-takers (a.k.a. you). Most surveys pay between $0.50 and $1.25, and many of them take less than 5 minutes to do. You can read our full Survey Junkie review for more info.
ThredUP sends you a free Clean Out Kit to fill with all the gently used, on-trend clothes you no longer wear. They'll take care of everything else, including professionally photographing your items and listing them on the site. You receive an upfront payout once the items are processed, or if it's a unique item, you'll be paid once it's sold. Payouts are offered in the form of ThredUP store credit or donation to a cause, or you can transfer the cash to PayPal.
The next payment I made for my business was in October 2008 when I had the idea to sell an ebook. To make this happen, I had to spend a little bit of money on a shopping cart service (e-junkie at the time; I later moved to Gumroad, as I describe in my free ebook Ebooks the Smart Way) that allowed me to deliver the ebook to the people who bought it. It was a flat fee of $5 per month. Different companies have different ways of setting up those pricing structures, but whatever the case may be, it doesn’t have to be a huge monthly fee to get going.
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First you need to secure a domain name for your website. Then find a hosting service. You will want to create content for your website that is easily read and used by potential customers. If you have set prices for your services, it is best to be transparent about them. If your fees are individually based, then state that. Explain your expertise and success in the business on your "About" page. Be sure to have a "Contact" page with your information so clients can get in touch. Once your website is ready, all you have to do is market it.
If that approach doesn't interest you then head over to Google Trends and look for a trending topic. Ideally this will be something you find interesting, but that's not an absolute requirement here. Then create a piece of content on that same topic, sign up for a free WordPress account and post it there. Voila – you now have one “clip” for your writing portfolio.
As more people want to establish their presence online no matter what their reason, the demand for WordPress themes and website templates continue to rise. Do you have a talent for designing websites and html coding? If so, you can make big bucks from creating attractive website themes. Create them and then sell them on marketplaces online like ThemeForest and TemplateMonster to generate a nice passive income for yourself depending on just how talented you are.
You can also use an all-inclusive ecommerce web service. Sites such as Shopify and Volusion offer competitive packages, with free templates, custom packages, credit card processing, and more. Ecommerce web services makes it easy to sell your products on the web, without a lot of overhead. There are no custom interfaces or templates to work with; you simply create an online store within the framework of the service.
The internet is the great equalizer. In business specifically, it has leveled the playing field. Anyone can start a money-making online business—anyone with a computer, that is. But here’s the thing: no technical experience is needed. You don’t have to know how to build websites—no programming knowledge is required at all. You can also live anywhere you want, set your own schedule, and work as little or as much as you want, depending on how fast or big you want your business to grow. No business or marketing experience is needed either.
Ebates ($10 free signup bonus): Shop online through their website at more than 2,000 stores like Sephora, Macy’s, and Apple. Ebates members also special discounts, promo codes, and coupons. You earn cash back with each purchase and will receive it in the form of a check or through PayPal. If it’s already cheaper to shop online, why not make it even cheaper?
As an affiliate marketer, you are earning commission from selling someone else’s products. You might need to make an initial investment and buy a basic portfolio and marketing materials that you then resell. However, that does not always have to be the case as there are companies which will provide you with products free of charge, and only take a part of the profit. One of the most popular sites for affiliate marketers nowadays is Clickbank. Other well-known sites include Amway and Amazon Associates.
The price for web design ranges from free to $2500.There are too many companies that offer web design so do your homework and ask for references. Several hosting packages come with free templates for you to design your website yourself. If you need someone to help, Fiverr.com has people with pretty good skills that will create simple websites starting at $5 and will give you excellent deals for more complicated designs. You can find logo creations, SEO services, and advertising services starting at just $5.
Ebates is another cash back app, similar to DOSH, and right now they are offering a $10 signup bonus. There’s no rule saying you can’t have multiple cash back apps, so why not sign up for a couple just so you get the bonuses? Once you get your bonuses, then just use whichever app gets you the best deal on your upcoming purchases. Easiest money ever!
The Chase Freedom Unlimited offers 1.5% cash back on all purchases. You can redeem that as straight cash, a statement credit, or as gift cards to many different merchants. Thanks to a 0% introductory APR, lack of annual fee, and sign-up bonus, Insider Picks reporter David Slotnick calls it a no-brainer and "the perfect card for just about everyone."
Sure, there are plenty of businesses offering social media consulting services, but you can stand out from the crowd by focusing primarily on networks that are still gathering steam with businesses. Facebook and Twitter are still the top networks, but businesses tend to struggle the most with more visual platforms like Instagram, Pinterest, Tumblr and Snapchat. All of these platforms have huge audiences, but many businesses don't realize how big they really are, how effective they can be and how to make them work for their niche. Snapchat has more than 158 million users per day, according to Business Insider. Instagram has more than 500 million daily active users, according to Statista, and Pinterest has more than 200 million. 
If you were not able to find luck with the list of jobs I have presented above, visit FlexJobs. This job site has been rated by the Better Business Bureau with an A+. They even provide a money-back guarantee in case you are not satisfied with how they deliver their service. FlexJobs assures that every single work posted is hand-screened to check its legitimacy. This is a fantastic method to find legit home-based jobs without the worries of handling scams.

“I love being a part of [email protected] because of the flexibility of the schedule. There are way more benefits to working from home than most people realize. I save money on transportation and clothing. I save time. I have a tax write-off. And I have less anxiety. The bonus of working with TTEC is that I’ve met some great people and have learned new skills.”


Facebook continues to expand and grow. Therefore businesses are spending more on Facebook ads. But here’s the problem: a lot of old school businesses don’t know what they’re doing when it comes to Facebook ads. Even newer companies don’t have the time it takes to learn the ins and outs so that they get the most return on their Facebook ads investment.
As a bookkeeper, you are responsible for keeping track of the company’s spending to ensure that business’ financial accounts are in good order. In practice this means processing invoices, receipts and payments, completing VAT returns, identifying expenses on bank statements, repairing cash flow statements, helping to prepare financial statements and producing management accounts. Some of the most popular accounting software programmes are Sole Trader, Xero or Quickbooks.
Most companies that hire for search engine evaluation have multiple projects available to work on, so the exact work you do might vary. However, search engine evaluation in the traditional sense involves analyzing queries that regular people like you and me might type into Google or Bing search and then determining the best possible results to match up to that query so that users have the best experience possible using a search engine.
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