There are a variety of online lenders out there, and if your credit is fairly good, you can apply for a personal loan online and be approved almost instantly. The money will still take a few days or even a week to hit your account, and the interest rate will be higher than, say, a home equity loan. But a personal loan from a reputable company — and be careful, for some online lenders are little more than payday loan shops online — beats credit card debt for a couple of reasons: Installment loans are better for your credit than revolving credit card balances, and even a 10% interest rate is preferable to what you’d pay for a cash advance.
Another flexible non-phone option in the educational field is test scoring. There are a few reputable companies that do hire home-based workers to score everything from standardized tests to essays. Before you apply, you should know that ETS and Pearson (listed below) do require that you have certain qualifications and/or past teaching experience before they'll let you become a scorer. WriteScore on the other hand requires just a two-year college degree.
Saving Money is Making Money. You may have heard the saying “You can’t “outwork a bad diet”; finances are similar. Before launching your side hustle, it makes sense to sit down and look for opportunities to reduce unnecessary expenses. Now, I’m not suggesting you give up the items you and your family value and enjoy, rather lets just trim the fat a bit.
To work in customer service, it is important that you have a noise-free environment so that you can listen to customers and respond in the appropriate way. One basic requirement for this type of position is a landline phone – not VOIPs (voice over Internet phone service) or cell phones. Some companies listed will hire you as an independent contractor, so you will be responsible for your own taxes. Businesses that provide home-based customer support opportunities include Arise and LiveOps.
“I first learned about TTEC from the university I was attending. I thought it would be a great idea to get a job working from home while going to school. When I first started working for the company, I was a seasonal agent. This grew into a permanent agent position. TTEC has enabled me to earn a degree, provide support to my family, gain skills in communication and technology, and meet great people from different parts of the world. What a wonderful company to work for! Every day is a great day here at TTEC!”
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They are generally solopreneurs who offer their services to small businesses who need help with a given range of tasks. Some people might argue that being a virtual assistant isn't really running a business. But somebody like Gina Horkey can prove that's simply not true, and she has a booming business to back her claims up. She's also seen as the “go to” person for a step-by-step guide to running your own VA business.
“I love working for [email protected], I’m a single parent who moved to a new state where I had no family or friends. I started a job where I felt like I was working just to pay daycare for my four-year-old son. My son hated the daycare and I never had time to spend with him. I was referred to TTEC and I'm in love with it. Now, I put my son on the bus and log in for work. By the time I get off work, my son is almost home. It’s wonderful!”
Work at home transferring data from one source to another. Most of these companies do not require past experience, although with few exceptions the pay may not be enough to consider it a stable income. Before you begin applying to any of the companies below (many of which sadly are almost never hiring), you might want to read the post I wrote about data entry jobs from home. It explains what your expectations should be prior to pursuing a career in this industry.