Seek a payday loan or title loan as a last resort. Companies that offer payday and title loan services are commonly available, and can be a way of making quick cash. However, these typically offer extremely high interest rates (sometimes with percentages in the hundreds). If you cannot pay the loan and any interest back within the stated timeline, you risk even higher interest costs or, in the case of a title loan, the loss of your car. Avoid these types of loans in all but the most dire circumstances, unless you are certain you will be able to pay the loan back.


And while you’ve probably heard of selling sperm or eggs, don’t get your hopes up: Yes, the young and the healthy can sometimes earn good money as sperm or egg donors, but such opportunities require extensive screenings and long-term commitments. Donating blood (sans plasma), meanwhile, is a great and altruistic thing to do, but you generally won’t get money for it.


Through this experience, one thing I learned is that development, and the selling of the product you develop, takes time and money. This is a lesson I took to heart when I built another software company, SPI Labs, with my partner Matt Gartland. SPI Labs is behind the Smart Podcast Player, which was a significant undertaking that started out as a custom solution for AskPat and eventually became a successful WordPress plugin used by thousands of fellow podcasters.

In 2010, I made one of the biggest mistakes of my entrepreneurial journey. I had paid a developer a large sum of money to develop a couple of WordPress plugins I had ideas for. I had seen others successfully create and sell WordPress plugins, and I wanted in on it. But the problem was that I rushed into it. I made the mistake of chasing the money, and didn’t actually validate the idea, or consider who the plugin was for. The result? Nobody wanted them. I didn’t even sell one. I spent $15,000 to get the plugins developed, and they didn’t go anywhere.
If you hate the idea of writing you can always outsource that work to somebody else. But writing great content for an affiliate site really isn't that difficult. It just takes a bit of practice, and once you see those first commission checks you'll be up writing articles for your site before work, during your lunch break, and when you should be sound asleep in bed. Successful affiliate marketers can be real gluttons for punishment.
Who can resist the dinging sound of a new email? You, that’s who, especially if you want to stay on task. And forget about signing in to Facebook “just for a minute.” It’s easy to get distracted when you telecommute—unlikely distractions that just don’t exist at work abound at home. At the office, for example, you might visit the company kitchen once in the morning and once in the afternoon for a cup of joe (because that’s what’s appropriate), but at home, you’re hitting the fridge every hour on the hour. Or more.
As a ghostwriter, you will be provided with the basic outline of a piece which you will then author in someone else’s name. This type of writing service is used to produce a wide range of materials in different fields. For instance, in literature ghostwriters write books, manuscripts, reports, white papers, etc. In journalism, they create articles, blog posts or feature stories. The theatre and film industries use ghostwriters to produce screenplays, scripts or even lyrics for songs.

Another flexible non-phone option in the educational field is test scoring. There are a few reputable companies that do hire home-based workers to score everything from standardized tests to essays. Before you apply, you should know that ETS and Pearson (listed below) do require that you have certain qualifications and/or past teaching experience before they'll let you become a scorer. WriteScore on the other hand requires just a two-year college degree.
Another option is to again set up a Shopify store. But instead you have customer orders drop-shipped to them by the manufacturer, or distributor. You know those super-cheap items you see on Facebook that seem too good to be true? The catch is always that it can take 30 – 45 days for your order to arrive – that's the drop-shipping model in operation right there.

When you work in an office, you can ask your boss about the details of your upcoming presentation when you see her in the company kitchen. But if you telecommute, she’s just another email in your inbox. From letting her know if you’re going to miss a deadline or getting clarification on an email, you’ll have to be proactive about communicating all aspects of your job and any questions you might have with her.


Online sites like Etsy and ArtFire are platforms that make it extremely easy for crafters who can produce a steady supply of quality handmade items, like crocheted blankets or unique painted glassware. Startup costs are extremely low if you purchase your materials in bulk from a craft supplier, and if you can turn around orders quickly, you'll be making a profit in no time at all. It's even possible to turn your store into a full-time gig.
A lot of people with middle-class income would like to create a robust investment portfolio to secure a financially stable future but simply have no clue where to start. If you have professional experience as an investment analyst or do a lot of investment yourself, then offering investment advice for middle-class investors is a natural move for you.
In fact, I wrote a book, Will It Fly?, that is uniquely designed to help people figure out if a business idea is worth pursuing. I’d recommend you read that as a guide during the discovery phase. Thousands of folks have already used Will It Fly? as a tool to help them validate and test their own business ideas before spending money they don’t need to spend. You can pick up a copy at SmartPassiveIncome.com/will-it-fly.
If you have an idea worth pursuing, crowdfunding can be a helpful way to find the money you need to get your idea off and running. For example, you can run a Kickstarter campaign. On SPI 223, I covered this with John Lee Dumas who launched a super successful campaign. Besides John, I know a lot of companies who have started on Kickstarter. I’ve been a backer of dozens of different projects, and a lot of those projects were just ideas when the campaign started. There are ways to get paid for your ideas up front. Using Kickstarter, you can validate those ideas and start to build community at the same time, which is a great way to get a boost at the beginning stages of your online business, especially if what you’re creating takes some money to get started.
One of the easiest ways to make a few bucks online is affiliate marketing. An affiliate is essentially someone who receives a commission for selling products for other companies, whether it’s on their own site or through another channel like eBay. The best part is that you don’t have to develop any products yourself, just sell other people’s products.
This type of research involves finding out information about someone’s family history. A project in this area can focus on researching an entire family tree or focusing on a particular individual. To do this type of research you may want to try a freelancer website like Genealogy Freelancers as an alternative to setting up your own online platform.
Once you have one or two samples to show prospective clients, it's then time to find some. Sites like Freelancer and Upwork are good places to start out. But you don't need to stick to the same path taken by every other freelance writer. Use some lateral thinking to find clients. Join relevant groups on Facebook or LinkedIn. Have a look for forums dedicated to web development, digital marketing or SEO – there's almost always a “writers for hire” sectio” you can use to find new clients.

There are a variety of online lenders out there, and if your credit is fairly good, you can apply for a personal loan online and be approved almost instantly. The money will still take a few days or even a week to hit your account, and the interest rate will be higher than, say, a home equity loan. But a personal loan from a reputable company — and be careful, for some online lenders are little more than payday loan shops online — beats credit card debt for a couple of reasons: Installment loans are better for your credit than revolving credit card balances, and even a 10% interest rate is preferable to what you’d pay for a cash advance.


Do you love taking pictures and have a general passion for photography? If so, you could make a very nice living for yourself online selling your photos. There are countless people who are willing to pay you good money for your collection of unique images you have to offer. Today more than ever it’s super easy to submit your pics to the masses, which can provide you with a very convenient approach to creating a solid source of additional income. Several stock photo sites like Shutterstock and Fotolia offer enticing incentives for individuals to earn money passively from the photos they randomly shoot in their spare time.
As well as giving opinions it’s important to guide companies on how to collect them. Research designs are, therefore, a critical component of any research process. It includes the formulation of survey texts and questions (e.g., textual, multiple choice, drop-down, Likert scale, ranking, file/image, questions, etc.). The surveys sometimes also need to be integrated with a website, database or mail marketing service provider (e.g., Mail Chimp).

No matter which way you do it, it’s passive income—money you earn while you sleep because you put these products up for sale on your website and a customer can buy and download them any time of day or night, automatically. All you have to do is check the sales periodically to see what topics or types of products are selling best so that you can make more of those.
This is a job with much potential, in part because the title description covers many things. “You can fit your offerings to what you know how to do,” says Stephanie Foster, a former medical transcriptionist who runs the website HomeWithTheKids.com. One can own a virtual assistant business or work from home for a company that makes you available to other employers or clients. HomeWithTheKids.com, for example, currently features several such companies.
Med Trans, Inc. provides medical transcription services to doctors' offices and healthcare facilities across the US We recruit and train contractors to work from home either full-time or part-time as ... Work at home and at your own pace; You make your own schedule; Ability to work day or night depending on your preference; High demand in several industries for transcribers; Ability to spend more time with ...
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