Reduce monthly debt payments: Not all of us are in such a dire situation that we can just have our debt forgiven. However, you can cut your payments by up to 80% by refinancing. Most credit cards have interest rates above 25% and Even Financial’s listed loans are as low as 5%. It wont change the amount of your debt, but it can reduce your monthly payment significantly.
What It Is: Think Mary Kay (cosmetics), Pampered Chef (kitchenware), or Rodan + Fields (skincare)—over time, you build a base of clients to whom you sell a company's wares. "There are several reasons why I decided to become a consultant," says Rodan + Fields independent consultant Debbie Royer. "I had seen how much of a blessing the business had been to a friend of mine and my sister-in-law. Plus, everything can be done from my phone, and being a mom to a preschooler and an infant I don't have a lot of extra time to be sitting at a computer."

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28. Subscription – If you think of something valuable (newsletter, online magazine, etc.) that you can consistently offer on a certain basis (weekly, monthly, etc.), you may want to offer a subscription service. This could be a fee charged each time your product is sent out or on a monthly basis. Either way, this has to be something that your customers can only get by subscribing to your website.
A while ago, I argued the best company for me isn’t necessarily the best company for you. I still stand by that statement. But many of you have been pounding at my email door and practically twisting my arm asking me for my personal favorite legitimate work at home companies. I was apprehensive about revealing this information because I really want you guys to take action on any legitimate work at home opportunities. But after giving it some thought, it made sense for me to provide you with a few of the ones I do actively work with, to get your started. But keep in mind I still believe that you should make decisions based on what's best for you. So with that said, check out my latest video on one of my favorite BBB listed work at home companies. I’ve been working with this company for years and have made some great money and also acquired a lot of free gadgets such as TVs, Ipods, and much more. (The gadget thing will become a lot clearer when you watch the video.) In either case this company has consistently made me money and has a good standing among work at home seekers that are smart enough to join the company and take advantage of all the ways to earn with them. Hopefully you’ll enjoy the video and will decide to join the company I’ve recommended.

By building an extensive following, this will allow you to gain profit by attracting key advertisers or get commissions by promoting other brand products (think affiliate). Blogging is big business; just ask Heather from Dooce.com. She’s a mom that blogs daily about her children and pets and has successfully turned her daily adventures into a very lucrative business by simply making money blogging. One of my favourite ways to make money from a blog is by creating your own online course.
Yet there are plenty of companies you’ve probably never heard of, too. Appen, which tops the list, develops high-quality training data for machine learning and artificial intelligence; not surprisingly, they’re hiring web search evaluators and a slew of linguists in lesser known languages like Sudanese Arabic and Xhosa. BCD Travel, the Dutch managed travel provider, is hiring remotely for their customer service, business development and travel consultant roles. Three universities—Grand Canyon, Western Governors and Walden—make the list as well. To say there’s an abundance of work from home jobs available out there would be an understatement. For most people, there are more than they could ever imagine.

Editing is a process of modifying existing texts. As an editor, you will perform tasks such as correction, condensation and reorganisation of text. At the same time, you need to ensure that the original idea is not lost but instead comes across in a more clear way once the text is edited. Editing, therefore, requires a lot of collaboration with the original author or a document. Editing is mainly used in fields such as literature, film, video but also in creative industries such as public relations, marketing and advertising. Some useful editing tools available online are StyleWriter, Intelligent Editing and Serenity Software.


Companies like Graze, Blue Apron, FabFitFun, LeTote and many others are on the rise. In 2016, it was estimated by Shorr Packaging that there were 21.3 million box subscription websites, up from just 700,000 in 2013, a roughly 3,000 percent increase. What's most interesting here are the consumer demographics. The typical visitor to a box subscription websites makes roughly $78,436 a year and is in their early forties.
Donating plasma can actually work out better than selling your blood.  It takes longer to donate plasma because they will put your red blood cells back in your system. The upside is that you can donate plasma as much as twice a week and you can make anywhere from $40-$60 per donation. You can make that $100 in less than a week if you can stomach the needle.
Need a little extra cash in a hurry? You can feel pressure when you need to make money fast, but you do have options for getting it done. These include selling items, doing odd jobs, and finding money in overlooked ways. These methods may or may not be reliable long-term, but when you need to make some money in a few hours or days, they are your best shot.
If you’ve received gifts you really don’t want – and they’re still in the packages – try returning them. Some retailers will take them back up to a year later.   If you are not sure where the item was purchased, try going online and searching.  If a retailer like Walmart or Target pops up then you can return it there without a receipt and get a gift card.
They are generally solopreneurs who offer their services to small businesses who need help with a given range of tasks. Some people might argue that being a virtual assistant isn't really running a business. But somebody like Gina Horkey can prove that's simply not true, and she has a booming business to back her claims up. She's also seen as the “go to” person for a step-by-step guide to running your own VA business.
Advertise! Whether you pay for advertising or you trade advertising with related websites and blogs, or you use free search sites, the important thing to remember is to put in the time and keep track of what works. Search out other websites and blogs with similar content and leave comments with your contact info. There are services that will do all the marketing for you for a fee, but to start out, you can do the marketing yourself. Fiverr.com will advertise your website starting at $5.
The box subscription business has exploded. While it's nothing new, and it's been around for ages now, the overwhelming rise of the internet has breathed newfound life into this online business idea. What is a box subscription exactly? If you think back for a moment to one of the most viral box subscriptions businesses, you'll clearly recall the Dollar Shave Club.
In this role, consultants help the company ensure they hire the right employees for the job and provide good working conditions which will encourage them to stay. Their responsibilities may also include the implementation of talent management programmes, legal aspects of employment, promotion and giving ideas on how to create a diverse and inclusive work environment.
2. InboxDollars – InboxDollars is similar to Swagbucks, since you’re going to be taking surveys, shopping, etc., so if you want to maximize your return, sign up with both websites. They also offer a search engine that pays you (like Swagbucks) and you get $5 just for signing up.  I won’t continue to list survey sites one after another down the list, but if you want to get paid to take surveys, also check out GlobalTestMarket, E-Poll Surveys and Survey Club.
If you're a person who loves leaving customer reviews on sites like Amazon, stop doing it for free. Word-of-mouth advertising is still a huge lead generator for many companies, and a lot of businesses are willing to share a portion of their profits with persuasive individuals who will promote their products to the public. If you have a personal website with a large following, this might be easier to accomplish (PR reps are always seeking out brand advocates they can send free samples to). Smart Passive Income breaks down three types of affiliate marketing and explains which one is most profitable.
The rise of the chatbot has been extraordinary to witness. Thanks to the ubiquity afforded to us by chat on platforms like Facebook, we've grown quite used to chatting with friends and family across all our social media networks. That's why AI-powered chatbots present a new digital frontier for businesses looking to automate and relinquish much of the man-power it takes to have a chat with its customers.
Formatting is used to make documents appear more professional and visually appealing for a reader. This task involves selecting an appropriate font for plain text (headings, subheadings paragraphs, etc.), choosing the colour of the font, dividing texts into paragraphs, bullet points or numbering, headers and footers, writing quotations in the right way and, if need be, adding bibliographic references.
Why? Let's take a look at the numbers for a moment. Consider this for a moment. According to a report by eMarketer, online advertising will experience double-digit growth from $83 billion in 2017 to $129.23 billion in 2021. And in 2016, online advertising surpassed television advertising for the first time, with that gap widening by approximately $10 billion in 2017. 

Finding a legitimate work at home typing job is a full time career! You search high and low and all you find is people asking you for money that you're trying to make, not give away! Well I'd like to share my story of how I secured my very first and only legitimate work from home typing job. I'm sure after you read it, it will help you secure one too!
Large corporations and business firms can easily hire a full-time staff coordinator or corresponding agency to run their Twitter, Facebook, and Instagram accounts, but smaller businesses frequently have to manage their own marketing for social media. But, because they have a great number of other responsibilities, many times business owners are too overwhelmed or busy to spend a lot of time on developing their social media approach.
Crypto currency trading is the next big thing in finance. The value of crypto has shot up in recent months with Bitcoin reaching over $18k for just one Bitcoin! You too can get a piece of the action by purchasing crypto currency from one of the bitcoin / crypto exchanges and waiting for the value to increase. I would recommend you do your research before you dive in, and don’t forget to only invest what you can afford to lose.
Like anything else in this world, you'll either need a lot of time or a lot of money. If you have both, then clearly, you're ahead of the game. But most people have more of the former rather than the latter. But considering that time is finite and we only have a certain amount of it, using your time wisely and managing your time properly is crucial to ensure your success.
20. Etsy – If you like to create arts and crafts, you can sell them on Etsy.It’s completely free to open an Etsy store. You simply sign up, post pictures of your creations and starting selling. You can choose your payment option, but PayPal is generally the easiest. Etsy makes it easy to sell and keep track of your inventory. There is a small listing fee and they take 3.5% of every sale you make.
Formatting is used to make documents appear more professional and visually appealing for a reader. This task involves selecting an appropriate font for plain text (headings, subheadings paragraphs, etc.), choosing the colour of the font, dividing texts into paragraphs, bullet points or numbering, headers and footers, writing quotations in the right way and, if need be, adding bibliographic references.
Honestly, however, this may not be very realistic for a lot of people. I wouldn’t count on this if you’re trying to make your rent, and you’re putting all of your eggs in one basket. First, someone has to look at your location and listing photos and say, “Sure, I’d like to stay there,” and that may or may not happen within a month. It may never happen.
The internet is the great equalizer. In business specifically, it has leveled the playing field. Anyone can start a money-making online business—anyone with a computer, that is. But here’s the thing: no technical experience is needed. You don’t have to know how to build websites—no programming knowledge is required at all. You can also live anywhere you want, set your own schedule, and work as little or as much as you want, depending on how fast or big you want your business to grow. No business or marketing experience is needed either.
One thing is clear – clothes and accessories will always be one of the super-profitable online business ideas for an ecommerce site. However, with so many boutiques and brands already online, rising above the noise is extremely difficult. Yet, one promising idea that savvy entrepreneurs have probably already noticed is the booming trend of “ethical fashion”. Brands, such as Pachacuti, People Tree, Sea Salt and Matt&Nat have successfully crafted their brands around the concept of organic, ethical production of fashion items and are riding the trend to the top of the strongest brands list.
27. Sponsored/paid posts – Many blogs publish sponsored and paid posts. Sponsored posts are basically just posts about a specific brand, product or service. A company will pay you to publish an article about it. It’s similar with other paid posts as well. Your basically selling the spot for the article on your site. If you decide to take this route, you’ll want to build your traffic before you will get many offers.

Wanting to start your own business is a smart move for a lot of reasons. But the biggest mental hurdle most of you face right now is figuring out what the best online businesses to start are. You've heard about affiliate marketing, but somebody mentioned Shopify during lunch. Plus…you've always wanted to write a book, and you’ve read stories about indie authors earning millions.

Some of these promotion techniques may include article marketing, social bookmarking, forum posting, writing press releases, submitting your site to a number of search engines and directories, and blog posting; just to name a few. Most businesses don’t pay their own staff to perform these tasks and choose to outsource all their SEO and SEM tasks instead.
Just about any home business with a website can profit by placing affiliate ads on their sites, but there are also many who pursue affiliate marketing as a full-time Internet business in and of itself. The most successful affiliate marketers either use a funnel system or a blog (or both) to promote their affiliate products. Further, they also have an email list. 
Double check yourself, before you double wreck yourself. Make sure everything you send to a company, whether a résumé, an email or a portfolio, is good to go. Double check your grammar and wording, and for God’s sake use spell check! This is especially important when it comes to the company’s name. Don’t spell their name wrong and be sure to type it how they type it (e.g. Problogger, not Pro Blogger).
Also keep in mind that communication with a telecommuting team requires an extra layer of crystal clear clarity. Since almost everything is done via email (and there are no facial or body clues to read), you’ll need to make sure that you mean what you, um, type. I’ve found that shorter, more succinct sentences go a lot farther than long-winded soliloquies.
Google AdSense. These pay-per-click ads appear on your blog. Every time somebody clicks on an ad (which is supposed to be about a subject related to your niche), you make a few cents. Small amounts each time, but it adds up. This is extremely hands-off. You just need to get a code from Google, place it on your website - and the ads will automatically appear on your blog. Google will only show ads that are relevant to your blog so it's a good experience for your visitors and maximizes the amount of clicks you get, meaning more income.
Set up a merchant account. Service businesses in the past had to generally rely on cash or check—setting up an entire credit card processing system was a thankless, expensive task at best. Using a service such as PayPal makes it possible to accept virtually any form of credit or debit card for your services, and includes dispute resolution should the need arise (and it will arise).

17. Amazon – Have you heard of FBA? It stands for “Fulfilled by Amazon” and it’s getting pretty popular. Basically, you buy products (in bulk is best) and ship them to Amazon for them to store. When your products sell, Amazon packs them up, ships them out and sends you the money (after taking their cut). There are people making a full-time living from FBA, while others just do it for some extra money.


One of the online world’s hottest professions at the moment, this business is a gold mine for the tech-savvy entrepreneurs. While everyone’s slightly obsessed with getting their sites SEO optimized, not many people can actually wrap their heads around this topic. If you decide to go into this field, you can think about offering link building, content creation, on-page SEO optimization and similar one-off packages. 
You have to post content on a regular basis. People thirst for the new, so make sure you put up articles, videos, or whatever consistently. It could one post per day or three times per week. Whatever it is, maintain the same schedule. A scattershot posting history means losing readers. At a minimum try to aim for one new post, video, or other form of content a week.

For example, Amazon affiliates can potentially rake in obscene amounts of commission dollars if they work at it. Simply sign up as an affiliate to sell a company’s products using your special referral link, and you can get a commission for each product sold without lifting a finger. Commission ranges from product to product and also goes up in stages according to how many products sales your clicks generate. The top commission tier is 8%. That adds up to some serious amounts of cash each month if you’re promoting products with that high rate of commission ( Home & Garden is one such product area with high commissions).
If you pick up a side job at some fast-food restaurant or department store and start today, it’ll probably be up to a month before you get your first paycheck. You work two weeks, and two weeks later, the check comes in. Maybe you’d get paid sooner — but in my experience, when I’ve needed cash quickly, it’s better to be pessimistic and plan for the worst and hope for the best.
Become a social media virtual assistant.   Do you love Pinterest or Instagram? Many brands and bloggers do not know how to correctly use these social media platforms. Offer your expertise to coach or act as a social media manager. It’s a win-win: the brand gets the right type of social media exposure and you can make money doing something you enjoy.

That’s my plan. No kids, no spouse, parents deceased. I’ll never be able to retire. On PSLF, but forgiveness not approved until 120th payment. Many are not being forgiven now. I take courses to stay in deferment. FedLoan bases payment on gross; not net. How does that make any sense?! After bills I can’t afford the payment. I have 3 grad degrees. Was supposed to be a psychologist. APA & NCE won’t accept my 15yo degrees for the national exam. So I teach at a CC. Over 180,000 in debt now and it grows monthly.


Almost every professional field requires this kind of research. Common types of data analysis include the following: regression, time series, panel data, experimental designs, factor analysis, principal component analysis, Bayesian analysis, etc. To find work as a statistical researcher, you may try the mentioned freelancer websites or simply set up your own and promote your services. Examples of the tools used to perform statistical analysis are Excel, Stata, MINITAB or Eviews.
Consider day labor. You can post an ad online or on a bulletin board offering to do odd jobs. In addition, there are employment agencies that specialize in temporary work. An alternative way to find day labor is to go where other day laborers meet, if you know of any, and wait for employers (building contractors, landscapers, home owners and small business owners). Common odd jobs people need day laborers for include:[21][22][23]

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Be social. Whatever your business, whatever your venue, keeping your name in the air is key to internet success. Have a business account on Facebook, Twitter, and LinkedIn. If your business is graphically oriented, have accounts on Flickr and Tumblr as well. Whenever there is news of any kind—a new contract, a new page, a new entry, a new photo—cross-post it to all your social media sites. Also make sure those sites link back to your main website, and that your website has links to all of them.
You’re already broke, and your car just conked out. Or maybe you’re cash-strapped until next week’s payday, but you’re short on rent, can’t make the minimum payment due on your credit card bill, or simply forgot you need to chip in for a birthday gift. When you’ve run out of money, there’s an endless number of reasons why you might need cash – quick.

The benefit to freelancing is that you can take a skill you already have and turn it into a business. You know how to provide the service, so all you need to learn is how to market it. If you're known for your skill, finding clients can be easy. You can turn your former boss into a client, access your network for referrals and more. But if you have trouble, the freelance sites can be a good source to jump-start your business. 


Binary options may be used in theoretical asset pricing, they are prone to fraud in their applications and hence banned by regulators in many jurisdictions as a form of gambling. Many binary option outlets have been exposed as fraudulent. The U.S. FBI is investigating binary option scams throughout the world, and the Israeli police have tied the industry to criminal syndicates. The European Union is publishing regulations that will ban binary options trading. ASIC considers binary options as a “high-risk” and “unpredictable” investment option. Most people have lost their hard earned money through this binary options shit, yet they would go to meet scammers unknowingly to help them recover their money and they would end up losing more money in the process. You can easily identify these scammers with their Fake Testimonies, the thing is most of all these testimonies ya’ll are reading on these forums are fake, scammers are just trying to lure you into their Arms to get you ruined more.
According to the National Retail Federation (NRF), it's been estimated that retail business will stay on par with a 3.7 percent to 4.2 percent growth rate. However, the NRF expects non-store sales to be anywhere from three to four times that rate of growth. However, even though brick-and-mortar sales still comprise the majority of consumer's spending, it's only expected to grow at roughly 2.8%. Clearly, what's driving much of our present ecommerce growth is the smartphone market. 

If managing a blog seems a bit overwhelming but you still desire to indulge your writing passion, you can write for other sites or blogs like PayPerPost, Textbroker, or Helium. Also, writing an interesting e-book may also be an option for you as well. E-books do not have any printing or shipping fees, which makes them a viable investment. If you’re someone who possesses strong language skills, you could potentially become an expert copy editor that webmasters will gladly pay to read and edit articles and also correct any overlooked grammatical errors concerning web copy.
As a ghostwriter, you will be provided with the basic outline of a piece which you will then author in someone else’s name. This type of writing service is used to produce a wide range of materials in different fields. For instance, in literature ghostwriters write books, manuscripts, reports, white papers, etc. In journalism, they create articles, blog posts or feature stories. The theatre and film industries use ghostwriters to produce screenplays, scripts or even lyrics for songs.
In short, consulting usually means providing others with expert advice. Therefore, to succeed as a consultant, you often need to have a degree or some other type of professional certification from a professional body in the field of your choice. To offer your services, you can use some of the freelancer websites mentioned in the ‘Writing’ section or set up your own. Below we list the most common types of consulting services.
Earnest (refinance your student loans): Same idea as above but on your student loans. There is $1.4 trillion in student loan debt outstanding. When you have student loan debt, it can make it hard to get ahead, invest, or to buy a home. If this sounds familiar, refinancing the debt can not only help you pay it off more quickly, but it can save you money on interest too.
Blogging is still a viable online business idea, and one with as much potential as ever. Just make sure that you start a blog on something that people actually want to read about. If that happens to be something you're passionate about that's great. But you need to understand that it's way easier to monetize a blog about organic dog food than it is to make money from a blog about obscure literary fiction.
I know that question has been on your mind since the day you started looking for work from home. There are just so many so called work at home opportunities out there, that it's mind boggling! Some of the companies are great and others are just scum of the earth trying to steal your wallet! So would you like me to put you out your misery and reveal what the best legitimate work at home company is? I was struggling with the decision of whether or not to share this valuable informaton. Afterall It's took me about 10+ years to figure out. But I think I'm finally ready to come clean. Trust me when I say you'll be shocked.
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